Hi. I once had a credit score of 450. This is due to some late payment on my credit. All efforts to raise my credit score quicker does not yield any result because it is rising slowly even with on time payments. Few months ago I met this credit instructor who helped eliminate those collection on my report and improved my credit score to 845 “excellent When i contacted him he told me to give him 72hours to get through it and I gave the him a try. To my greatest surprise he deleted all the negative information on my credit profile” after we both settled on a deal. What really amaze me was how he got it done, he treats his client like family and go beyond his perimeter to get it done. Contact him if you need a similar service BILLYHOFFMANCYBERGENIUS@GMAIL.COM OR 724 241-8469