After filing a dispute with the credit reporting agency and trying to negotiate pay for delete with the creditor on how to remove the negative items no my credit report but I got turn down by the credit reporting agency so I have to look for a better way of getting that done. He got me out of bankruptcy without any hesitation. I got approved for a mortgage loan and 3 credit cards in my name without having any delay just get through him via GEORGEHOTZcreditmax@gmail.com or Text thru 516-926-0428.