i have been on credit score of 400-518 for over 18 months with different credit cards loans worth $49000, student loan from 2016 with 2 delinquent account.i made attempt in the past to get them removed but was skeptical about credit experts on several credit websites with different hackers name.Just when i thought of going through chapter 7,My friend son who is a genius in computer software development and cyberintelligence expert heard my conversation with his dad and the boy linked me to his hacker buddy who did a complete credit increase to 770, payed off the loans in a Technics of "follow the instructions" and marked all delinquent.Due to the frustration moments i went through i decided to give hope to you.it can be fixed by ALBERTGONZALEZCREDITGURU@GMAIL.COM or Text (786)-749-5862 he will respond swiftly at the mention of my name.