I had to Hire a credit repair service and have to Work with a credit counseling agency who is known by Robert Morris cyber service. I sent him a copy of my credit report and he just started with the deletion of the negative items and bad collection off my credit report. He also raised my FICO Score to about 835 within the next 72 hours of credit repair commencement. I’m happy I got a wealthy life now with a new apartment and 4 credit cards worth of about $170,000 each without irrelevant payment. Contact him via ROBERTMORRIS CYBER SERVICE at GMAIL dot COM or Text through 657 222 3404.