I pulled my credit report and it gave me the usual report. However, when I went to my bank to apply for a small loan they said there is no credit history of my Equifax report and when I contacted Equifax directly they said the same thing. I have to write 760plus Credit Score via 760pluscreditscore at gmail dot com and also texted 304 774 5902 in less than 7 days my report was corrected and my score rose to 810, yes I doubted at first until it was pulled again at the bank and I was qualified for the loan this time. All thanks to 760.