I was once stuck with low credit score of 450 until I find a true hacker called Billy Hoffman which i read about him online and a lot of people keep rating him and given testimony about him. He helped me erased all the negative collections on my report and help me increase my credit score to 840 excellent plus and i was able to apply for credit card, you can trust him with your credit report. Contact him for your credit repair on his regular Email: BILLYHOFFMANCYBERGENIUS@GMAIL.COM OR Via Text (724)241-8469