I had the most amazing Christmas gift last month (December, 2018), Jonathan James fixed my credit and cleared my credit card debt. I had all 3 bureaus reporting 543, 552 and 560. Main thing, I filed for bankruptcy chapter 13 to pay everyone back and then I asked to dismiss it. I had a couple of 30 days late payments but I was up to my limit on my cards but they were low limits; $400, $500 and $700. I signed up for credit repair with Lexington law in April but they are very slow in their process and couldn’t even remove the bankruptcy or raise my score. I decided to surf the internet for a more reliable credit repair process, luckily for me I saw Jonathan James and his contact; Jonathanjamescyberservices@gmail.com, +1 (209) 317-0582 I have always wanted to buy my house but by credit report, I have never been able to. I did bought one house in Puerto Rico but it entered foreclosure. Well I trusted Jonathan James. with my credit and he delivered my life from shame and failure bringing joy and a reason to be happy again. He raised my score to 799 and deleted the bad items on my report and it still looks nice up to date. I strongly recommend Jonathan James for your credit repair process.