Hi, My credit score was around 545. I had a judgement from 2014 and charge offs so my credit dropped over the years. I could not get a better job and was rejected for mortgage loan 4 times. The decline in credit was due to pregnancy related complications leading to job loss in February 2011. However, I spoke with a mortgage specialist about purchasing and her advice was to get my credit score up to 750 at least, because according to her everything i needed to qualify for a USDA loan was to get my credit score up. Now we have a home in Gaston County NC and I am with stable income!!! I fixed my credit score with the help of creditsmartspy @ gmail dot com +1(305)-912-6941 just in 4 days, i am at 791 now all thanks to him. You all can reach him via his mail and free yourself from rent bills and unnecessary debts.