I contacted {H A C KK I N GZ E U S AT GM A I L DOT C OM & 407-900-6299} for my credit repair, after positive ratings for him on Quora, Trulia and creditmagic. I assured him i would refer people to him if he did as he said he would. I had late payments from student loans, they were 31 from all the different little loans per semester. I had refinanced them into one loan and needed the late payments removed. I'm happy KING ZEUS was able to erase the late payments from my credit history within a matter of days. It was such a relief.