Good day dear esteemed readers, i am James Laker, a truck driver in South Carolina USA, i want to use the medium to share a brief testimony on how i got an Xmas loan online after running from high interested rate and was also scam online by 1 company named Ruby Hernendez Loan Company, i promised never to apply a loan online until one faithful day when a fellow nurse working in the same hospital with my wife told her how her husband got a loan that help him invest of Gold and Silicon oil business and the interest rate was low, after the discussion my wife ask for the lender details and she gave her the email of the God sent lender, my wife sent me the details and we contacted them via email; ( Havillsloanfirm@yahoo.com ) a God fearing Man, and they emailed asap to my surprise, so i followed the steps and today i am happy to tell you i and my family was offered a loan of $150,000.00 which we are using to set up a good business and good Xmas preparation, if any of you reading needs a loan with security and best assured company do contact Havills Loan Firm Inc ( Havillsloanfirm@yahoo.com ) today and i promise you that this reputable loan company would meet to you request. Thanks & God Bless You.